♥love you...

Saturday, September 19, 2009Y

There are so much topics nowadays on HDB flats, on how affordable it is, how costly it is to buy resale flats and how much of hard cash COV you need to pay. Government want us to get married, have kids and contribute MORE to the society. But hor, they not helping us much – especially young couples.

You don’t just need money to buy a house. You need lots of LUCK lor. We balloted twice for half yearly sales. Our status, fiancé and fiancée give us 2 chances. But we get 8000++ Q no. The 2nd time we ballot and still get this no, I was in a terrible mood for one whole day!! Donated S$20 to HDB le. Everytime this sort of sales application come up, they have more than 10000 applicants, which means = S$10,000! They are really a profitable organsiation.. talk about your mission – We provide affordable homes of quality and value. Its really LOL.

Why we cannot afford re-sale flat. Cos need to fork-up hard cash, which we don’t have. Cos need to spent huge sum of money for renovations. As you know.. most re-sale flats are quite old, need to re-do many things. And oso, scared the ex-owner’s history. Loanshark stories, murdering, torturing….erhhh.

Then you suggest, stay together with in-laws. Erhh, no thanks. Cannot. I am so stubborn, I don’t wanna stay with in-laws!

We both really like the Buangkok flats. I spelled it as Buangkok hor, not Bangkok. Hahaha. Yeah.. there’s this place, this NEL station. Its basically 3 bus-stops away from hougang mrt and this buangkok is between Sengkang and Hougang. MRT is just merely walking down and of 5 – 10 mins walk. These flats are new, just finished constructing on Q3 year 2008. They have nice names, Aspella, Tivela and Atrina, just like condo. Imagine people ask you, “hey, where you stay? Oh, I stayed at Aspella!. Hahahha” These flats are small, 4 rm about 92sqm only. Very small! But ok for me, big is very troublesome, bcos it simply means bigger area to clean! Even better if we can get a 3 room flat. But government do not allow. Only income limit less than S$3000 can apply.

Government also say we should “shop” around when buying a house, hahahaha. So lame.

There are sooooo many BTOs at punggol. This place is out and a definite NO for me. So far from my home and totally unfamiliar with this place at all. This name Punggol makes me feels like I am staying at another end of Singapore. I also don’t like Punggol cos of the lack of amenties. But now, after 1 yr, the most common and their “promising” location is still Punggol, I start to feel if we should take this. But…… CANNOT LAH. No way, no way! Its too far from everyone, too far from everywhere.

The Dawson (queenstown) application is coming up. Good location and design. Wonder if it will be priced at 700k? HDB flats at condo price again? Can we afford? But its no where near either parents.

Then next, the Oct half yearly again. If Aspella, Tivela and Atrina still have vacant flats for sales?

Ohhhhhh, time to go shopping cos Government said, we need to shop around when looking for a house!

and i remembered long ago I told him about how an ang moh wrote in to a newspaper and laugh at our singaporean men on how they propose. They ask "should we apply for a hdb flat together?"

then, once, he asked me, "dear dear, should we also go apply for a hdb flat?" . I teased him, "you are not proposing to me right? NOT accepted!"

cos proposing is not like this lor. At least need flowers ok!

ends at 9/19/2009 09:55:00 AM

Sunday, September 06, 2009Y

It is very disheartening to hear that someone commented that he is a stingy person. (or probably they meant thrifty). Firstly, stingy and thrifty are two different matters, two different meanings.

It is very very very much a misunderstanding. Maybe we didn’t spent time long enough together thus this perception came by.

Stingy : reluctant to give or spend; not generous; niggardly; penurious:

Thrify : practicing thrift or economical management

(frm www.dictionary.com!)

Stingy is being calculative, being selfish, care only about themselves, leave all the good things to themselves and ignore others,

Thrifty is not spending unnecessary money, save more rainy days, think before you spent.

Siam-ing ERP is considered stingy? To me, its not. Cos ERP is horrible, I cannot understand the logic behind paying s$2 to travel on a road. If we can siam a ERP gantry, why you don wanna siam it? There’s always other alternative roads. Of cos, sometimes, under some circumstances, we have no choice but to pay to use the road.

Does going JB to pump petrol mean he is stingy? It may be a little hassle to travel up to JB just to pump petrol. But if he is willing to go through the trouble, then just let him go lor. We are not the one driving in to pump what.. SG petrol are indeed very exp. If pump at JB, its like 50% savings. And his travelling distance is alot…his home to workplc is 20km, to and fro, its 40km. do u know, 5804@ is only 2 yrs old and have already travelled over 56,000.

Does finding free parking or cheaper parking means stingy? Maybe yes, maybe no. lets say you are going Cine, parking there is S$3.75 for 1st 3hrs, and further down at SP power, it is S$2.50 per entry, why don wanna park at SP power? Its cheaper wat. And u just need to walk abit.
But I know there are friends who do not agree.. to them, convenience most important. Maybe, among us, we have different views on this. To us, these are avoidable expenses.

If he is stingy, he will never offer any treats..no durians, no bak kwa, no duck, nothing.
If he is stingy, he will calculate every cents clearly.
If he is stingy, he will only think of himself, if we go holiday, he will not think of anyone, no gifts, nothing to friends.
if he is stingy, he will tell u straight that it is out of the way, u go home urself… but he fetches my frens home to yishun, to potong pasir to st george road even though we are heading bukit panjang.
if he is stingy, he will not have help my fren to pick up her car and help her drive to workshop. If he is stingy, he will not buy me this or buy me that.
If he is stingy, he will not need to spent on buying tyres (good and new tyres are safety, which cannot be compromise)

It is just that has a habit of nagging and “advise” why I shouldn’t buy this or buy that.
Bcos LV is too expensive and too common but with quality.
Bcos Gucci are just season branded labels and of PVC material!
bcos handphones are still handphones, call, sms, wifi, camera. Some handphones are too wowwwww, that maybe you only use 20% of its function.
Bcos we have our long term plans. We do not earn alot to go holiday once a year.

He is thrify but he don’t make things difficult for us, or, probably for me. He thinks of us. (maybe u all didn’t get to see it). If he park further, he will drop us first and he go park and meet us later.
He is thrifty, mostly, on his own things, own stuffs. But on family, on friends, on me, he wont. He can eat simple meals when he is out, when he is home. He won’t thrift to that extent that bdays or occasions, he said a chi char or kopitiam meal will settle.
He won’t thrift to that extent that weekends we avoid going far far places, watch movies, or go town (just bcos weekend movies are exp, parkings are exp), we still go..cos he have only 1 long weekend per month.
He won’t thrift to that extend that we do not indulge in any forms of relaxation, have entertainment or have occasional holidays, we went muar, genting, KL, Bkk.

We have our plans, to buy a house, 4rm flats are commonly @ S$270,000, to get married, to live comfortably, to be worried-free on debts, housing, car loan. He is just avoiding spending unnecessary money.

Thank you

ends at 9/06/2009 04:35:00 PM